How is your 2026/27 UK Salary Calculated?
Our tool uses the latest HMRC tax bands to provide a precise breakdown of your net income. For the 2026/27 tax year, most UK taxpayers have a Personal Allowance of £12,570, which is the amount you can earn tax-free.
| Tax Band | Income Range | Tax Rate |
|---|---|---|
| Personal Allowance | Up to £12,570 | 0% |
| Basic Rate | £12,571 to £50,270 | 20% |
| Higher Rate | £50,271 to £125,140 | 40% |
| Additional Rate | Over £125,140 | 45% |
What is National Insurance (NI) in 2026?
National Insurance is a mandatory deduction for workers in the UK. For 2026, the primary rate for employees stands at 8% for earnings between the primary threshold and the upper earnings limit, with a further 2% on earnings above that.
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